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IRAP Forms

Plan Changes Effective January 2020

Member letter dated November 2019 – Click Here to download a printable PDF of this letter.

Plan Changes Effective January 2017

Member letter dated September 2016 – Click Here to download a printable PDF of this letter.

IRAP Rules & Regulations:

Click Here to download a printable PDF – IRAP Rules and Regulations Form.

IRAP Summary Plan Descriptions

Click Here to download a printable PDF – IRAP Summary Plan Description.

Plan and Investment-Related Information for the IRAP (Vanguard and Managed Funds):

Click Here to download a printable PDF – of the Participant-Directed Vanguard Program Disclosure.

Click Here to download a printable PDF – of the Supplemental Plan Fee and Managed Fund Disclosure.

Click Here to download a printable PDF – of the Managed Fund Fact Sheet.

Click Here to download a printable PDF – of the Glossary of Investment Terms of Managed Fund Fact Sheet.

Plan and Investment-Related Information for the IRAP – 401(k) Plan:

Click Here to download a printable PDF – of the Participant Directed Fidelity Program.

Other Forms:

Click Here to download a printable PDF – Individual Retirement Account Plan Beneficiary Designation Form.

Click Here to download a printable PDF – IRAP/401(k) Beneficiary Designation Form.