Wheelhouse Weekly – July 03, 2003


– Bridging the Information Gap With E-News You Can Use –

Volume 7 . . . . . Number 27. . . . . July 3, 2003


  • MATES Reunion Taking Shape
  • Horizon Midweek Sailing Takes Summer Break
  • More on MTMC’s Upcoming AOTOS Recognition
  • Economic Policy Institute: White-Collar OT Pay in Jeopardy
  • AFL-CIO Declares Medicare Bills ‘A Disaster for Seniors’





The MM&P is in the process of preparing a schedule of activities for the upcoming MATES PROGRAM graduate reunion to be held at MITAGS from September 19-21. The names of those individuals who have responded positively are now posted on the Union’s website at Click on the “Original MATES Program Reunion” button on the left side of your screen. So far, over 60 positive responses have been received.

Current plans include a mixer on Friday complete with food, music and entertainment. The Saturday night function is shaping up to be a traditional Maryland Crab Feast, with other barbecue items to round out the menu.

In addition, we are looking into the possibility of getting some tickets to a Baltimore Orioles baseball game for Friday or Saturday night, and also a potential day trip to Annapolis.

Additional info and updates will be posted as they become known.

MM&P Wheelhouse Weekly



During the month of July, Horizon Lines will be operating on a reduced summer schedule for its service between Jacksonville and San Juan, skipping one of its three weekly sailings between Jacksonville and San Juan.

The Midweek Jacksonville Express, which runs from Jacksonville on Thursdays and from San Juan on Sundays, will not operate on its scheduled voyages July 10, 17, 24 and 31. Regular service will resume on August 7.

MM&P Wheelhouse Weekly



The Military Traffic Management Command’s role in Operation Iraqi Freedom has earned the team special recognition by the United Seamen’s Service at the upcoming AOTOS awards in New York in November.

Since much of the success of the operations, both in Iraq and Afghanistan, stem from industry partnerships, the United Seamen’s Service also will sponsor a special ceremony, that same evening, to honor the maritime community for its contributions to the recent Middle East operations.

“This is wonderful news for the MTMC family and our industry partners,” said Maj. Gen. Ann Dunwoody, commander, MTMC. “Our number one priority will always be support to the warfighter and our partners play an essential role in ensuring US military mission needs are met.”

According to John Bowers, ILA President and Chairman of the United Seamen’s Service AOTOS Committee, “The people and organizations we will salute this year represent the finest in American spirit.”

MTMC is a major Army command and serves as one of the three transportation component commands of the US Transportation Command. Its authorized strength of 2,005 military and civilian employees maintains a presence at 24 terminals worldwide and is staffed with representation from all branches of the Armed Forces. MTMC assets include 10,400 containers, 2,100 railcars, and 142 miles of government railroad track.

For nearly 40 years, the command has played a vital role in America’s defense, supporting every war, major contingency, and humanitarian relief effort, where US soldiers, sailors, airmen, and Marines have been deployed.

“We will continue to maintain a strong, growing relationship with our commercial partners. They are a core element of the MTMC team,” Dunwoody said.

MM&P Wheelhouse Weekly



More than 8 million white-collar workers, some making just $22,100 a year, could lose their overtime pay under changes to the Fair Labor Standards Act regulations proposed by the Bush administration.

The US Dept. of Labor grossly underestimated the number of workers who could be affected by the changes, according to “Eliminating the Right to Overtime Pay,” an Economic Policy Institute report released June 26. To read the report, visit:

Meanwhile, hundreds of union activists gathered June 30 in front of the Labor Dept. to tell about the devastating effects the proposed new overtime regulations could have for workers. The sidewalk forum was held after the Labor Dept. barred a group of union activists, workers and economic experts from a room they had rented at the department’s headquarters for a forum on the proposed regulations.

For more info on the Bush administration’s attack on workers’ overtime pay, visit:

MM&P Wheelhouse Weekly



The House and Senate passed prescription drug bills June 27 that move toward privatizing the Medicare system. According to studies by the AFL-CIO, such a move will cause millions of America’s seniors to lose prescription coverage and will do nothing to control drug costs.

Those proposals “represent an unmitigated disaster for seniors,” AFL-CIO President John Sweeney said. “In the name of providing needed prescription drug benefits for retirees, these bills are a grab bag of privatization proposals, sinecures to drug companies and HMOs and schemes to bilk seniors of hard-earned retirement funds.”

By a 216-215 margin, the House passed a bill that would cover only one-fifth of drug costs for seniors and people with disabilities, calls for means-testing linking benefits to income and forbids the Medicare program from negotiating prices with drug companies. The House bill provides no coverage for annual out-of-pocket costs for prescription costs between $2,000 and $5,100.

The Senate bill, passed 76-21, requires Medicare recipients to pay the full price of drug costs for annual out-of-pocket expenses between $4,500 and $5,800.

According to a Congressional Budget Office analysis, the way out-of-pocket expenses are calculated under these bills could cause employers to drop retiree drug coverage for as many as 4.4 million retirees. The bills must now be reconciled in a conference committee.

You can tell your members of Congress you oppose these bad prescription drug bills by visiting: to send a message to your senator or to send a message to your representative, go to:

MM&P Wheelhouse Weekly



The Pacific Maritime Institute (MITAGS West) will be offering a two-day program in the Operational Use of Maximo presented by Bruce Sherman on August 11 & 12, 2003.

The Maximo Training course will be a two-day intro to the Maximo program as used by the former CSX, now Horizon Lines. This course will be appropriate for any Master, Mate or Engineer who sails on Horizon Vessels. It will be particularly relevant for those sailing as permanent Master, Chief Mate, Chief Engineer and First Engineer.

MEBA members who wish to attend must fill out the Calhoon School Application and send it to the Calhoon School. Applications are available at the MEBA Union hall or at the web site.

If you have found yourself in a position of using AmosD on a Horizon vessel, you will now be using Maximo and could benefit from this course.

The Maximo training course will consist of a general introduction to Maximo followed by a specific description of how Horizon uses the program. Each area of use will be covered such as, Consumables and Spares ordering, Work Order Generation (used by the Deck Department to request Deck repairs), Maintenance tracking, Preventive Maintenance, and Spares tracking.

There will be time for each student to practice on a computer using the areas of the program most likely to be relevant to you. Sample exercises will be provided that will be appropriate for your area on interest.

If you have already seen the program or had some contact with it on board a vessel, this course will help you gain a better understanding for the overall program as well as give you valuable practice time on a test database resembling the one used by Horizon.

Please contact Ms. DeeDee Lazik at 206-441-2880 or 888-893-7829 (toll free) to schedule. PMI will require a six-student minimum to run this course, so please schedule as far in advance as possible. Horizon Lines will be covering transportation to and from Seattle for all eligible MM&P and MEBA Members. Please contact us if you have questions regarding eligibility.

MM&P Wheelhouse Weekly



Class Openings

Between now and the end of September, seats are available in the following courses:

  • ARPA: 9/15


  • BRM: 8/4
  • BST: 7/21, 9/15


  • CMM-ADVSTB: 8/18
  • CMM-CHS I: 8/25
  • CMM-CHS II: 9/1
  • CMM-ECDIS: 7/28
  • CMM-MPP: 9/15
  • CMM-SHS-ADV I: 7/7
  • CMM-SHS-ADV II: 7/14, 8/11
  • CMM-SHMGT I: 8/4
  • CMM-SHMGT II: 8/11
  • CMM-VPEN: 7/21
  • CMM-WKP: 9/8
  • COMP-ABSS: 9/8
  • COMP-APS: 9/2
  • COMP-NET: 8/25
  • CONT-PLNG: 7/24, 8/5, 9/11
  • CSE-AAES: 8/4


  • FF-ADV: 7/28, 9/22
  • FL: 8/1, 9/5
  • FRB: 9/22


  • GMDSS: 8/4
  • GMDSS-ROC: 9/22


  • HAZ: 8/25


  • ISM/REG-UPDT: 8/4


  • LAP: 7/28


  • MED-DOT-DA: 7/26, 8/16, 8/30, 9/20
  • MED-PIC: 8/11
  • MED-PRO: 7/21, 8/11
  • MED-SMC: 9/1
  • MEDIA-RSP: 7/25, 8/6, 8/29, 9/12
  • MSC-ATER: 8/20
  • MSC-CBRD-1: 8/18, 9/26
  • MSC-COMMS: 8/11
  • MSC-DC: 8/9, 8/21, 9/13, 9/18
  • MSC-ENVPRO: 8/18
  • MSC-SMA: 8/25


  • ROP: 8/25
  • ROR-1: 8/4, 9/15, 9/2
  • SEC-SHPOFF: 7/21, 8/18, 9/8
  • SHS-BAS: 7/28, 9/15
  • SEC-MAR: 8/7
  • SHS-EMR5: 8/18


  • T-PIC: 9/22

Check the MITAGS website for descriptions associated with the course title abbreviations.



Remember – Verification/cancellation of attendance is vital. If you are scheduled for a course, call, write, or email admissions to advise whether or not you will attend. Many classes are high in demand and maintain a Standby List. Every “No Show” is a missed training opportunity for another member.



The CSO/SSO course has been reformatted to three days. Keep in mind that the three-day CSO/SSO course will not qualify eligible trust students for transportation. When scheduling, please round out your week with the courses that follow, such as the one Contingency Planning, Media Response, MED-DOT Drug & Alcohol Testing, or the two-day Damage Control.


Schedules, Course Info & Registration

Courses are subject to change. Always check the MITAGS website for updated course availability. You can also check future schedules, review detailed course descriptions and register on-line or contact Admissions at or by calling toll-free, 1-866-656-5568.


MM&P Wheelhouse Weekly

~ Reminders ~




By popular demand, and for a limited time only, MITAGS is opening up its renowned conference center hotel to MM&P members and their families at a very affordable rate. This is the first time MITAGS has made their facilities available as a vacation destination for MM&P members.

Centrally located just south of Baltimore, MITAGS is within easy reach of the many top tourist attractions found in the Washington DC, Baltimore, Annapolis, southern Pennsylvania and northern Virginia area. MITAGS is just five minutes from BWI Airport, a leading hub for low-cost airlines such as Southwest and Air Tran. The BWI Amtrak Station is also just minutes away.

MM&P member summer rates are just $85 per night, per room. Occupancy is limited to member, spouse and two children. Complimentary full breakfast buffet and free shuttle service to BWI Airport or Amtrak are included.

For more info or reservations contact the MITAGS reservation department at 410-859-5700 extension 0, or Email:

Be sure to mention this special when making your reservation. Offer is based on availability and only valid June 1 through September 10.

MM&P Wheelhouse Weekly



As a special summer promotion for union members at the Hotel Royal Plaza, a unionized hotel located in the heart of Downtown Disney, the rate for a standard room has been reduced to just $69.

Rates are in effect from June 1 to September 30 and do not include a resort fee of $7 per room, per night. Kids 12 and under eat free breakfast, lunch and dinner when accompanied by a paying adult.

For more info, call 1-800-248-7890 or go to their website at Call early for reservations as rooms are subject to availability and make sure to ask for the Union Leisure Rate.

MM&P Wheelhouse Weekly



Through a special arrangement with ShipCom, MM&P members at sea will now receive a significant discount on personal ship-to-shore radiotelephone calls. The rate is $2.50 per minute to any phone number in the US. This is a significant discount from the usual rate of $3.99 per minute. Calls may be placed collect, or billed to any major credit card.

To take advantage of this offer or for more info contact Station WLO on HF SSB channels 405, 607, 824, 1212, 16401, 1807, or 2237 or on HF radio telex channels (selcall 1090) 406, 606, 806, 810, 815, 1205, 1211, 1605, 1615, 1810 or 2215.

MM&P members must identify themselves as an MM&P member and provide the operator with the last 4 digits of their MM&P book number in order to get the discounted rate.

Any vessel equipped with HF radio telex may send and receive Internet email via the telex terminal. For more info contact WLO radio via telex or HF SSB voice.

MM&P Wheelhouse Weekly





Effective for employment commencing on or after April 10, 2003 and until further notice, any Member or Applicant who is known to have shipped as a Licensed Deck Officer aboard a vessel under contract with another labor organization shall lose his/her shipping card and be required to re-register prior to seeking employment with MM&P.

Members and Applicants are advised that such action jeopardizes their standing in Masters, Mates & Pilots. Members and Applicants are urged to contact MM&P if they are solicited for offshore employment by other labor organizations. Any Licensed Deck Officer employment with other labor organizations must be dispatched through Masters, Mates & Pilots.

MM&P Wheelhouse Weekly



Qualified merchant mariners serving on vessels under Department of Defense operational control in direct support of US Armed Forces have been determined by the IRS to be eligible for the benefits of section 7508 of the Internal Revenue Code. 26 U.S.C. §7508.

This includes individuals, (including the spouse of such individuals) serving in the combat zone as part of Operation Iraqi Freedom aboard Maritime Administration and Military Sealift Command owned or controlled vessels.

Mariners are advised to consult their tax professionals with respect to the impact of this relief with respect to their individual situations.

Only mariners serving in the combat zone are covered. At present, the combat zone for Operation Iraqi Freedom is defined as follows:

  • Persian Gulf;
  • Red Sea;
  • Gulf of Aden; and
  • Gulf of Oman;
  • That portion of the Arabian Sea that lies north of 10 degrees north latitude and west of 68 degrees east longitude; and
  • The total land area of Iraq, Kuwait, Saudi Arabia, Oman, Bahrain, Qatar, and the United Arab Emirates.

Section 7508(a)(1) permits the postponement of certain time-sensitive acts for individuals serving in support of the Armed Forces in a designated combat zone. Activities specifically mentioned include the filing of tax returns, the payment of income, estate, or gift taxes (except employment and withholding taxes), tax claims filings or bringing suits for credits or refunds, filing any petition with the US Tax Court, making a qualified retirement contribution to an IRA, or performing any other act listed in Revenue Procedure 2002-71.

Detailed information can be obtained by consulting Publication 3 Armed Forces’ Tax Guide (2002 Returns). The Guide can be obtained by contacting the IRS or from the IRS website,

These benefits are afforded to the spouse of a qualified individual without any requirement that the individual and spouse file a joint return. Taxpayers within the US may seek assistance by calling the IRS toll-free at 1-800-829-1040. Taxpayers outside the US may call the IRS in Philadelphia, PA., at 215-516-2000 or via fax at 215-516-2555 (these are not toll free numbers).

More detailed info can be found on the MARAD website at:

For MM&P members at sea who might have difficulty accessing the MARAD website, the MM&P Communications Department will Email this info to you upon request. Email requests to:

MM&P Wheelhouse Weekly



Mariners renewing their licenses, Z-cards, other Merchant Marine Documents or Coast Guard credentials are advised that under the USCG’s national credentialing requirements, Coast Guard offices and Regional Exam Centers require “Drug Free Certificates” on stationery from a drug testing service agent. Drug testing service agents are defined in 49 CFR Part 40 (available for download at: Drug test certifications issued by other parties, such as health plans, will no longer be accepted.

Upon request, drug testing service agents will send “Drug Free Certificates” on their own stationary to merchant marine personnel so that they can satisfy the USCG drug test requirement for credential transactions.

MM&P members and applicants are advised that request forms for this purpose are available at MM&P port offices along with info on drug testing facilities. This is a nationwide USCG credentialing requirement and this notice is a clarification of info originally provided in the February 27, 2003 Wheelhouse Weekly, Volume 7 Number 9.

MM&P Wheelhouse Weekly



Applications for Merchant Mariner Documents can no longer be completed entirely through the mail. Applicants must now appear in person at a USCG Regional Exam Center to prove their identity and provide fingerprints. The following priority system has been implemented:

  • Priority One is assigned to mariners who are, or are about to be, employed on a vessel directly involved in a military operation. A letter from a shipping company, labor union, ship management company, or government agency attesting to the ship’s military purpose and the mariner’s position is needed for this priority.
  • Priority Two is given to mariners who are actively sailing. Evidence of current or scheduled employment on board a vessel, such as a letter or recent certificate of discharge is needed for this priority.
  • Priority Three is for all other transactions based on date of receipt.

Contact the National Maritime Center for additional info or questions at 202-493-6798.

MM&P Wheelhouse Weekly



During MM&P General Executive Board meetings held at MM&P HQ on January 15-16, 2003, the quota system established for admittance to the Offshore Membership Group was clarified to make it clear that this quota system does not apply to MM&P Offshore Unlicensed members.

On October 3-4, 2002, the GEB established quotas effective October 4, 2002, stating that “No member of any membership group, including the Offshore Unlicensed Membership Group, may transfer into the Offshore Licensed Membership Group without having been a member of the organization for at least as long as the length of time that the lowest applicant admitted into membership has in the organization.” The wording of this statement was subsequently determined to be incorrect.

On January 16, 2003, the GEB corrected the quota guidelines to read:

“No member of any MM&P membership group, except for members of the MM&P Offshore Unlicensed Membership Group, may transfer into the Offshore Licensed Membership Group without having been a member of the organization for at least as long as the length of time that the lowest applicant admitted into membership has in the organization.”

MM&P Wheelhouse Weekly



The following Health and Benefit Plan changes went into effect on April 1, 2003.



All inpatient hospitalizations (both PPO and non-PPO) will be subject to the Annual Major Medical Deductible ($250 individual/$500 family) and an additional inpatient deductible of $150 per admission. Both the Annual Deductible and the $150 inpatient deductible count towards the individual out of pocket maximum of $3,000.


The Plan will pay 90% for all PPO hospitals after satisfying Major Medical deductible and $150 per admission inpatient deductible. The Plan will pay 70% for all non-PPO hospitals after satisfying the Annual Major Medical deductible and $150 per admission deductible.



For Primary Care Physician visits, after satisfying the annual Major Medical deductible, the participant pays a $15 co-pay per visit and the Plan pays the balance of the contracted amount. For specialty visits, after satisfying the annual Major Medical deductible, the participant pays a $25 co-pay and the Plan pays the balance of the contracted amount. The co-pay amount does not count towards the $3,000 annual out of pocket maximum.



Once the participant satisfies the annual Major Medical deductible and an additional $150 annual out of network physician deductible, the Plan will pay 90% of the UCR. For specialists, once the participant satisfies the Major Medical deductible, the Plan will pay 70% of the UCR.



After the participant satisfies the annual Major Medical deductible, the Plan pays 90% of the contracted charges.



After the participants satisfies the annual Major Medical deductible, the Plan will pay 70% of the UCR charges.


As always, please feel free to contact the Plan Benefit Advisors with any questions at 877-667-5522.

MM&P Wheelhouse Weekly


MM&P HEALTH PLAN PARTICIPANTS: Delta Dental Payment Errors

Effective January 1, 2003, the reimbursement under the dental portion of the Plan was changed from 90 percent in-network to 80 percent in-network and from 80 percent out-of-network to 70 percent out-of-network.

DUE TO AN ERROR at Delta Dental, the claims for MM&P members for services rendered after 1/1/2003, in some cases, have been paid at the old reimbursement rate. The error has been corrected, however, and Delta will be asking for refunds from providers for the 10 percent overpayments. That means that members who were affected by this error will most likely receive a bill from dentists for the additional 10 percent.

MM&P Wheelhouse Weekly





The Board of Trustees, based on recommendations by the Cost Containment Committee, adopted changes to the Health & Benefit Plan. The following changes became effective January 1, 2003:

Annual Deductible

The current annual deductible of $150/$300 will be raised to $250/$500.

Out-of-Pocket Maximum

The current out of pocket maximum of $2,000 will be raised to $3,000.

Dental Reimbursement Levels

  • The Plan payment to in-network dental providers will go from 90% to 80%.
  • The Plan payment for out-of-network providers will go from 80% of UCR to 70% of UCR.
  • New contract with Delta Dental replaces Aetna/US Healthcare (Prudential Dental) agreement. See below for additional information.

Prescription Drug Program

Mail order drugs will be subject to a 20% co-pay for all single source brand name and generic drugs with a maximum out of pocket, per prescription, of $75.

For brand name drugs where the generic equivalent is available, the member will be responsible for paying the total cost of the difference between the brand name and the generic drug. The Plan will then pay 80% of the cost of the generic and the member will be responsible for the 20% up to a per prescription maximum of $75.

The Plan has also removed the mandatory mail order provision. This means that any prescription, regardless of the number of refills, can be obtained at a retail level but will be limited to a 30-day supply. However, obtaining maintenance medications through the mail order program may still be less expensive to you.

A synopsis of these changes and additional changes effective April 1, 2003 appears in the November-December 2002 issue of the MM&P’s Master, Mate & Pilot newspaper. The Plan Office has also mailed a summary of all changes, with examples, to Health & Benefit Plan participants.


Remember to notify the Plan office whenever you move or have a change of address. There are a number of important mailings scheduled for the next few months and we would like to keep all members well informed. You can fax your address changes to the Plan Office at 410-850-8655 or you can email them to the Plan Office at




This is a reminder that effective October 1, 2002, the MM&P Plan’s contract with Prudential Dental expired. Prudential was purchased by Aetna/US HealthCare in 2001 and could no longer offer the Plan the same type of fee-for-service arrangement as before.

In order to continue to offer Plan Participants an in-network dental benefit option, the Plan reviewed proposals from organizations that provide network dental services. After review, the Trustees approved a contract with Delta Dental, the largest provider of dental services in the US.

The Delta Dental Claims Processing Center in Mechanicsburg, PA, will handle claims administration for all MM&P eligible participants and dependents. This includes claims submitted by out of network dentists as well as those who are Delta Dental providers.

Plan participants who choose to go to a contracted provider will pay 10 percent of the contracted amount and the Plan will pay 90 percent. Participants will have access to all Delta providers in the Delta Premier Network option that includes over 133,000 dentists nationwide.



~ Where Does My Dentist Submit My Claims?

Effective October 1, 2002, all dental claims with dates of service on or after October 1, 2002, from both in and out-of-network providers, should be sent directly to: Delta Dental, One Delta Drive, Mechanicsburg, PA 17055-6999. Participants will receive a claim form in the mailing sent out by the Plan Office on August 11. Your dentist can copy this form and use it to submit all dental claims incurred on or after October 1, 2002.

~ How Do I Find A Delta Dentist?

You can locate participating dentists in your area in two ways. You can call 1-800-932-0783 from 8 AM to 8 PM Eastern Time, Monday-Friday, or you can sign on to the Delta website at Once you have signed on to the website, key on the bar marked “Pennsylvania”. (MM&P Plan members are enrolled in the Delta Premier Option through Delta Dental of Penn.) Next enter the search criteria to find participating Delta dentists in your area or enter your own dentist’s name to find out if he/she participates with the Premier network.



Delta Dental will coordinate with the Plan Office to transition all billing for “work in process”. This means that all root canals, orthodontia work and other staged procedures that are not completed under the old arrangement will be carried over and the remaining balance billing, for work performed on or after October 1, 2002 will be processed by Delta Dental.

It is important to remember that all work that has been pre-determined by Prudential/Aetna must be completed and billed with a billing date on or prior to September 30, 2002, in order to assure that your co-pay will remain the same as quoted in the initial pre-determination.

Any work started under the old Plan but billed for date of service on or after October 1, 2002 will be reimbursed according to whether the dentist is participating in the Delta Dental network. If your dentist is not a participating dentist, the balance billing will be paid at the out-of-network rate of 80 percent of the Plan’s UCR schedules.



All questions about any dental claims incurred on or after October 1, 2002, including claims submitted by out-of-network providers, should be directed to Delta Dental at 1-800-932-0783. You have been provided with a Delta claim form to forward to your dentist, however, your dentist may submit any standard dental billing form as long as the bill is sent directly to Delta at the above listed address.



Participants have been sent a brochure that includes a perforated generic identification card. This card lists the telephone number and the billing address for Delta. You are not required to carry an identification card because your social security number and birth date will identify you as an eligible participant in the Delta Dental Network.

It is important to remember that MM&P claims will be processed by Delta Dental of Pennsylvania. You or your dentist can access your eligibility by calling either the Plan Office or Delta Dental at 1-800-932-0783.

If you or your dentist have any questions, you can contact Delta Dental at 1-800-932-0783 from 8:00 a.m. to 8:00 p.m. Eastern Time, Monday through Friday.

Plan members are identified by social security number and the Group Plan number for MM&P which is 7117.

Billing for both in and out of network claims should be submitted on standard dental billing forms and sent directly to Delta at

Delta Dental of Pennsylvania One Delta Drive Mechanicsburg, PA 17055

You can locate participating providers on-line at Masters, Mates and Pilots members have access to providers in all of the Delta networks.


MM&P Wheelhouse Weekly



  • Do you want an easy way to grow your savings?
  • Do you want an easier way to make deposits to your Masters, Mates & Pilots Federal Credit Union account?

Consider establishing payroll or pension direct deposit.

Many employers allow you to directly deposit your pay into several different financial institutions. Trinity Management, Strong America, Moran Towing of Florida, and McAllister Brothers are among the MM&P-contracted companies that already provide for employees to deposit funds directly into the MM&P Federal Credit Union.

MM&P Health & Benefit Plans Pensioners and A&G Region Pensioners may have deductions made directly from their pension check to their Credit Union account. In addition, employees of MM&P, Plans, MITAGS and MIRAID are also eligible for payroll deduction directly into their Credit Union account.

Add to your savings by paying yourself first! Contact your payroll office to establish Credit Union direct deposit or to find out if this is available for you. For additional details or to get answers to your questions on this or other MM&P Federal Credit Union programs, contact Kathy Klisavage, Credit Union Manager, toll-free at 1-800-382-7777 or by Email at




Members are reminded that the Masters, Mates & Pilots Federal Credit Union is offering vehicle loans as low as 5.25 percent. Rates range from 5.25 to 6.99 percent for terms of 24 to 60 months. It doesn’t matter if it’s for a new, used or a refinanced vehicle.

These rates are also in effect for new or used recreational vehicles, motorcycles or boats. Limited funds available at this rate, certain terms and conditions apply.

MM&P Federal Credit Union membership is open to all MM&P members, to all MM&P, MITAGS, MIRAID and Plans staff, and to their immediate families.

Rates and terms of offer are subject to change. Call Kathy Klisavage, Credit Union Manager, toll free 1-800-382-7777 or Email for all the details.


MM&P Wheelhouse Weekly

The MM&P Wheelhouse Weekly is the official electronic newsletter of the International Organization of Masters, Mates, and Pilots, ILA, AFL-CIO, 700 Maritime Blvd., Linthicum Heights, MD 21090-1941. Phone: 410-850-8700; Fax: 410-850-0973; Email: For further info or to subscribe contact John Peige at The Wheelhouse Weekly is sent via Email to MM&P-contracted vessels at sea, broadcast worldwide via FEC marine telex andis posted on our web page.

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